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Coverage by Insurer

Informational only — Coverage rules change frequently; verify tier placement and restrictions with your plan or pharmacy before acting.
Source: CMS QHP JSON  ·  Formulary date: Sep 22, 2026  ·  Checked: 15 hours, 12 minutes ago
Plan Tier Prior Auth Step Therapy Quantity Limit Restrictions
AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Silver Off-Marketplace High + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Silver Premier + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Silver Off-Marketplace Low + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals Tier 2 - Generic ✓ — — PA
Source: PDF  ·  Formulary date: Oct 1, 2026  ·  Checked: 15 hours, 12 minutes ago
Plan Tier Prior Auth Step Therapy Quantity Limit Restrictions
BCBSNC Blue Home with UNC Health Alliance 2026
via Viagra 		Tier 1 - Lowest Cost Generic — — — None
BCBSNC Blue Local 2026
via Viagra 		Tier 1 - Lowest Cost Generic — — — None
BCBSNC Blue Care 2026
via Viagra 		Tier 1 - Lowest Cost Generic — — — None
BCBSNC Blue Value 2026
via Viagra 		Tier 1 - Lowest Cost Generic — — — None
BCBSNC Blue Advantage 2026
via Viagra 		Tier 1 - Lowest Cost Generic — — — None
Source: CMS QHP JSON  ·  Formulary date: Sep 16, 2026  ·  Checked: 15 hours, 12 minutes ago
Plan Tier Prior Auth Step Therapy Quantity Limit Restrictions
Longevity Health Plan (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 90 per 30 days PA | QL
Provider Partners North Carolina Advantage Plan (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 90 per 30 days PA | QL
Provider Partners North Carolina Community Plan (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 90 per 30 days PA | QL
PruittHealth Premier (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 360 per 30 days PA | QL
Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 360 per 30 days PA | QL
NHC Advantage (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 360 per 30 days PA | QL
Liberty Medicare Dual Plan (HMO D-SNP) Tier 1 - Preferred Generic ✓ — ✓ 360 per 30 days PA | QL
Provider Partners North Carolina Essential Plan (HMO I-SNP) Tier 1 - Preferred Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Simple Open (PPO) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Dual Access (HMO-POS D-SNP) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
AmeriHealth Caritas VIP Care (HMO D-SNP) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Dual Reserve (HMO-POS D-SNP) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Dual Liberty (HMO-POS D-SNP) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Senior Care (HMO I-SNP) Tier 2 - Generic ✓ — ✓ 360 per 30 days PA | QL
Liberty Medicare Advantage (HMO C-SNP) Tier 2 - Generic ✓ — ✓ 360 per 30 days PA | QL
Troy Medicare (HMO) Tier 2 - Generic ✓ — — PA
Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Tier 2 - Generic ✓ — — PA
Wellcare Giveback Open (PPO) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Simple (HMO-POS) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Dual Liberty Open (PPO D-SNP) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
Wellcare Assist Open (PPO) Tier 2 - Generic ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0022 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0007 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Dual Complete NC-D001 (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0008 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0009 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0011 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0012 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Dual Complete NC-V001 (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0015 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Dual Complete NC-S3 (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-24 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Complete Care NC-25 (HMO-POS C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-26 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Complete Care NC-27 (HMO-POS C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Complete Care NC-28 (HMO-POS C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health Platinum (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health NC Duals (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health smartHMO (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health Platinum Select (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Alignment Health Heart & Diabetes Care (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
DEVOTED CORE 001 NC (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED GIVEBACK 002 NC (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED DUAL 009 NC (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED GIVEBACK 012 NC (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED DUAL FULL 013 NC (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED C-SNP PREMIUM 014 NC (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED C-SNP PREMIUM 016 NC (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED C-SNP PREMIUM 018 NC (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Enhanced (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Enhanced (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature Extra (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature Giveback (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Full Access H5525-034 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice Giveback H5525-035 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice H5525-049 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice H5525-050 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice H5525-070 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Dual Select H5525-072 (PPO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice H5525-083 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Erickson Advantage Signature (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Erickson Advantage Guardian (HMO-POS I-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Erickson Advantage Champion (HMO-POS C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Erickson Advantage Freedom (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Erickson Advantage Liberty (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Humana Gold Plus H6622-025 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H6622-026 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Dual Select H6622-027 (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H6622-057 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H6622-060 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H6622-061 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Alignment Health AVA (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring True Choice (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Humana Gold Choice H8145-004 (PFFS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Healthy Blue + Medicare (HMO-POS D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
DEVOTED CHOICE 001 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE GIVEBACK 002 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE 003 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE GIVEBACK 004 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE 005 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE GIVEBACK 006 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE 008 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
DEVOTED CHOICE GIVEBACK 009 NC (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HealthSpring TotalCare (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring Preferred (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring TotalCare Plus (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring Preferred Select (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring Preferred Savings (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Nursing Home Plan NC-F001 (PPO I-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthTeam Advantage Plan I (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthTeam Advantage Plan II (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthTeam Advantage Vitality Plan (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthSpring Preferred Plus (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Humana Gold Plus H1036-137 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H1036-233 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Dual Select H1036-307 (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus Giveback H1036-318 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Humana Gold Plus H1036-335 (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
UHC Dual Complete NC-S001 (PPO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
UHC Dual Complete NC-S2 (PPO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage Access from UHC NC-23 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0001 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0004 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0016 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0017 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
AARP Medicare Advantage from UHC NC-0019 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Aetna Medicare Signature (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Dual (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Value Plus (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Prime (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Signature Care (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Full Dual Care (HMO D-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Chronic Care (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Enhanced (HMO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Aetna Medicare Chronic Care Value (HMO C-SNP) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Blue Medicare PPO Enhanced (PPO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Blue Medicare Essential Plus (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Blue Medicare Enhanced (HMO-POS) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Blue Medicare Choice (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Blue Medicare Essential (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
Experience Health Medicare Advantage (HMO) Tier 3 - Preferred Brand ✓ — ✓ 90 per 30 days PA | QL
HumanaChoice Giveback H5216-017 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
HumanaChoice H5216-211 (PPO) Tier 3 - Preferred Brand ✓ — ✓ 360 per 30 days PA | QL
Source: Excel (XLSX)  ·  Formulary date: Jul 31, 2026  ·  Checked: 15 hours, 12 minutes ago
Plan Tier Prior Auth Step Therapy Quantity Limit Restrictions
TRICARE Uniform Formulary 2026 Tier 1 - Basic Core Formulary ✓ — — PA
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